LPO FINANCING FOR SMEs READY TO DELIVER

Access flexible working capital against confirmed purchase orders, so you can fulfill orders, meet delivery timelines, and grow without heavy collateral or lengthy approval cycles

LPO Financing Cost Calculator

KES
3%
35
Interest KES 0
Facility Fee KES 0
Total Repayment KES 0

Estimates are illustrative and may vary based on final approved terms, repayment timing, and applicable fees

Why SMEs Choose LendRate

Traditional financing often focuses on your balance sheet. LendRate focuses on your confirmed orders.

By structuring financing around real demand, we help SMEs access working capital when it matters most to deliver, operate and grow.

Financing against confirmed orders

Access capital tied to real business demand

No heavy collateral requirements

Unlock funding without tying up assets 

Fast, structured access to capital

Designed for time-sensitive purchase orders

Stronger transaction track record over time

Designed for time-sensitive purchase orders

Fully online

Apply and manage your request through the platform


How to Access LPO Financing

Sign Up

Create your SME profile in minutes


Submit Your Purchase Order

Upload the confirmed purchase order you want to finance

 Access Funding

LendRate assesses the transaction and structures it for financing

Receive Working Capital

Funds are deposited to your account so you can fulfill the order

Who This Is Designed For

LendRate is designed for SMEs that have real business demand but need working capital to deliver before receiving payment.

You may be a good fit if:

You have a confirmed purchase order or LPO from a buyer

You have struggled with slow, rigid or collateral-heavy financing options

You need working capital upfront to fulfill that order before receiving payment

You are looking to build a stronger transaction track record for your business

Ready to deliver on your next order?

Access working capital structured around your confirmed purchase orders and deliver on your orders with greater confidence