Fast, Affordable Business Loans for Kenyan SMEs.

LendRate connects growing businesses with verified lenders — so you get funded faster, with rates that don't punish your growth.

Connecting SMEs in Africa with the Funding They Need to Thrive

FUEL YOUR BUSINESS GROWTH WITH LENDRATE

It takes a village to raise a business.


Built for Kenyan SMEs

Getting a business loan in Kenya shouldn't cost you your margins. LendRate gives growing SMEs access to affordable financing including LPO and purchase order funding with competitive rates and a straightforward application.


Build your credit profile with every successful repayment, and unlock higher funding limits as your business grows.


Invest in Kenya's Growing Businesses


Earn attractive returns by lending to verified Kenyan SMEs through LendRate's P2P platform. Diversify your portfolio, support real businesses, and make data-driven decisions with our analytics tools.


All lending is backed by business purchase orders — adding a layer of security to your investment.


SMEs
Investors

LendRate makes it easy

Grow you investments four simple steps

Sign Up

Create your profile in minutes.

Submit a Request

SMEs submit purchase orders for funding.

Get Matched

Our platform connects SMEs with suitable lenders.

Receive Funding

Secure affordable funding quickly and easily.

LendRate makes it easy

Secure funds in four simple steps

Sign Up

Create your investor profile in minutes.

Add Funds

Deposit money into your account to start lending.

Get Matched

Our platform matches you with verified borrowers.

Start Lending

Grow your investment portfolio.

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See what our satisfied customers have to say

"LendRate funded a Ksh 800,000 purchase order for my hardware supply business within 5 days. The process was straightforward and the rate was far better than what my bank offered."

Benard S

SME Owner, Nairobi.

"I've been lending through LendRate for 8 months. The returns are consistent and I can see exactly where my money is going. It's become a core part of my investment portfolio."

Emily J

Investor. Nairobi.

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