PUT YOUR CAPITAL TO WORK IN REAL SME TRANSACTIONS

Fund opportunities linked to confirmed purchase orders and earn returns as Kenyan SMEs deliver real business demand

Investor Returns Calculator

KES
3%
35
Gross Interest KES 0
Commission KES 0
Total Returns KES 0

Calculations are illustrative and may vary based on opportunity terms, duration, repayment timing, and applicable platform fees

Platform commission is applied to gross interest earned

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Why Investors Choose LendRate?

Beyond traditional investment options like money market funds, bonds, and equities, LendRate offers access to a different kind of investment opportunity – where your capital is deployed into clearly defined transactions tied to real business activity 

Transaction-linked opportunities

Capital is deployed into specific SME purchase order transactions

Clear visibility

Understand where your capital is deployed and expected repayment flow

Pre-vetted opportunities

Each opportunity is assessed before being made available on the platform

Simple, flexible participation

Invest at your own pace and grow your portfolio over time

Attractive returns

Earn returns as transactions are completed and repaid

How to Invest Through LendRate

Sign Up

Create your investor profile in minutes


Fund Your Account

Deposit capital into your LendRate account

Explore and Select Funding Opportunities

Review pre-vetted LPO financing opportunities

Invest and Earn

Deploy capital and earn returns as SMEs fulfill their orders

Who This Is Designed For 

LendRate is designed for investors looking for structured opportunities beyond traditional savings and investment products

You may be a good fit if:

You want to earn returns by funding real SME transactions

You want visibility into where your capital is deployed

You are comfortable investing in opportunities with clear risk and repayment terms

You are looking to diversify across defined, short-term SME opportunities

How Opportunities are Assessed and Structured

Each opportunity on LendRate is structured around a confirmed purchase order from a verifiable buyer. This means investor capital is deployed into a clearly SME defined transaction, where the use of funds and expected repayment timelines are linked to real business activity

This is supported by:

SME review

Each SME is assessed before opportunities are made available on the platform

Purchase order validation

Buyer, order and transaction details are reviewed before listing

Clear investor visibility

Investors can review the opportunity structure before deciding where to deploy capital

Defined transaction structure

Each opportunity is tied to a specific use of capital, fulfillment timeline and expected repayment flow

Ready to put your money to work?

Explore SME opportunities structured around confirmed purchase orders and deploy capital into real business activity with greater visibility and control